Cover the big event with wedding cancellation insurance
These days weddings can cost a small fortune. Planning a good-sized wedding takes a lot of time and coordination to see that the caterers, musicians, wedding venue, flowers and photographers are all hired and available for the big day. What happens if something goes wrong? You can avoid headaches and stress by covering your big day with wedding cancellation insurance.
Wedding insurance coverage
Wedding insurance is available through your insurance agent and you can design it to protect the financial investments of your wedding. Policies may vary, but most basic policies cover things like sudden cancellations, damaged wedding gowns, assorted non-refundable deposits and even wedding reception hall deposits.
Wedding insurance policies may cover injuries and sickness. Cancellation coverage is usually available when the bride and groom or essential guests become ill at the last moment. Coverage is also available for military personnel called to active duty at the last moment causing a wedding postponement.
Cover wedding risks
Just imagine if someone in your wedding party were to take ill right before the wedding and you had to cancel. You could be out huge sums of money for flower arrangements, caterers, photographer deposits and limousine deposits.
Do not take risks with your wedding. Insure your big event and avoid last-minute financial surprises. Consider purchasing wedding cancellation insurance for your wedding so you do not lose valuable deposits.
Items not covered
However, there are a few situations in most wedding cancellation insurance policies where coverage is not provided. When you change your mind and decide not to get married, this of course is not covered. These types of policies also do not provide coverage when the wedding couple runs out of funds and decide to cancel the wedding. Theft is another area where insurance does not cover.
Play it safe
Although there are a few things like changing your mind about getting married and theft, which are not covered, for the most part wedding cancellation insurance provides good financial options. Play it safe with a good cancellation insurance policy to cover surprises and protect one of the most important days of your life.