Women drivers are road-ragers too
Get a quick car insurance quote 
Women have been statistically proven to be
safer drivers and submit few less expensive claims in comparison to men
and are therefore benefiting form lower premiums. Could this be about
to change as new research shows women are becoming as fast and aggressive
as men?
A study to be published in the near future reports that women are driving
faster, collecting more tickets for speeding and dangerous driving than
ever before. Women are becoming more impatient and taking their anger
out on fellow drivers. Home Office figures show a jump in up to 50% in
the number of women getting traffic convictions in the last eight years.
The gap between men and women is narrowing according to Peter Marsh of
the Social Issues Research Centre.
It has been estimated that up to 2.5 million people have unexpired points
from speeding offences. The reason for the sharp increase in people being
caught speeding is that there are currently around 4,500 speed cameras
in the UK.
Once caught speeding drivers generally get three points on their license
and have to pay a fine. They also risk having to make a visit to the law
courts. On top of these costs there is the rise in their insurance premium.
Although insurers claim not to be cracking down on speeding drivers, evidence
suggests that being caught speeding will have detrimental effects on insurance
premiums. Research by insurers has shown that a speeding conviction can
on average add up to ?196 to the premium. A second fine will increase
the premium by 30% (?254) and a third can cause premiums to rise by a
further 60% (?406). If a person is convicted a fourth time they should
expect to lose their licence. Those who are disqualified from driving
are effectively immobilised.
By law you have to inform your insurer of any penalty points that have
been added to your license or any DVLA codes that have been contravened.
If you are convicted you should expect your premium to rise. The only
way to avoid an increase in your premiums is to not speed in the first
place!