Your wedding day should be one of the most
memorable and happiest days in your life. Substantial time and effort and
not to mention cost is involved in the build up to the big day. Any amounts
of planning will not stop the unfortunate and unexpected disasters from striking.
It is therefore advisable to protect your wedding with wedding insurance.
Factors that can spoil such an important day include the wedding being cancelled
due to illness, the wedding reception venue becoming unavailable at the last
minute, the wedding dress being damaged, the wedding rings being lost or the
wedding transport failing to turn up. Although wedding insurance can not prevent
any of these disasters from striking it does provide a safeguard to prevent
you from losing out financially if things should go wrong.
What's covered?
The Insurancewide wedding insurance service provides cover for just about
anything that can be included in your big day.
- Cancellation and expenses
- Wedding attire
- Wedding rings
- Wedding photographs
- Public liability
- Wedding presents
- Wedding stationary
- Supplier deposits
- Wedding video
- The wedding cake
- Wedding documents/Passport
- Luggage/Property
- Personal accident
- Wedding cars and transport
- Professional counselling
- Legal expenses
- Wedding flowers
- Delayed Travel (Overseas only)
What's not covered?
The Insurancewide wedding insurance service is unable to provide cover for
the bride or groom getting cold feet! It also can not guarantee that you will
have a beautiful sunny day! As with all insurance policies it pays to read
the policy terms and conditions so that you are fully aware what claims the
insurer will pay out on and which will be excluded.
Top Ten Claims…
- Wedding attire damaged
- The re-taking of the wedding photos
- Cancellation due to illness or bereavement of the immediate family
- The caterers fail to turn up at the reception
- The wedding rings are lost
- The wedding transport fails to turn up
- Cancellation due to the venue being double booked
- Public liability property damage
- Wedding presents are lost or stolen
- Financial failure of suppliers
Unusual claims…
Insurers often receive unusual wedding insurance claims such as claims for
unexpected transportation costs for vicars unable to get to the ceremony and
settling a claim for the cost of replacing cutlery stolen the night before
the big day.
6 Insurance Rip Offs
