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Travel Agent cover warnings

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Too many UK travellers waste millions of pounds on their travel insurance buying hugely expensive premiums from travel agents. Consumers make a considerable saving on their travel insurance if they purchase it from an insurance company either over the phone or on the Internet.

From the 14th January 2005, the insurance industry falls under the regulation of the Financial Services Authority, where as travel agents are exempt from this regulation. The new regulation will create two groups of policy holders who are either protected by the FSA or not protected by the FSA. Traditionally, travel agents over charge for peripheral products such as travel insurance which according to many consumer watchdogs defies logic.

Consumers have been continually advised to search the market for cheaper travel cover, with the introduction of the new regulation that suggestion is even more important. If a customer buys an unregulated product from the travel agent they will not have the support of the FSA or the Financial Ombudsmen Service who have the power to investigate insurers, brokers and intermediaries and take appropriate action.

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All of the insurance products and services mentioned on this page are introduced by Insurancewide.com Services Ltd, which is authorised and regulated by the Financial Services Authority. Insurancewide?s service is subject to its terms and conditions


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