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Travelling to Europe - European Health Insurance Card (EHIC)

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The European Health Insurance Health Card replaced the E111 form on 1st September 2005. It entitles you and the rest of your family access to free or reduced cost emergency medical treatment in the European Union and in Iceland, Liechtenstein, Norway and Switzerland. You can pick up the EHIC form from your local post office or directly from the Department of Health (www.dh.gov.uk/travellers, 0845 606 2030).

Key features of the EHIC

  • The card is valid for 3 to 5 years and covers medical treatment during your trip due to illness or accident
  • Any treatment received will be at the same level of state-provided emergency treatment of the country you are visiting.
  • State-provided cover in foreign countries may not cover all the things you would expect to receive free of charge from the NHS.
  • Private treatment is generally not included.
  • It also covers any treatment you need for chronic disease or pre-existing medical conditions. (For kidney dialysis or oxygen therapy, you would need to make arrangements in advance.)

What the EHIC does not cover

  • An EHIC form will not cover all medical costs or any repatriation costs.
  • It is no substitute for a comprehensive travel insurance policy, which will cover non-medical related issues that may occur on your trip. It will not provide cover for stolen or damaged possessions, delays to your trip or for personal liability.

If you are planning a trip to Europe to escape the winter 'blues' don't soley rely on your European Health Insurance Card. Make sure you have invested in a good travel insurance policy that will cover you for all eventualities.

Get a quick travel insurance quote

All of the insurance products and services mentioned on this page are introduced by Insurancewide.com Services Ltd, which is authorised and regulated by the Financial Services Authority. Insurancewide?s service is subject to its terms and conditions

 
 
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