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Ryanair Travel Insurance: Everything You Need to Know About

If you've flown much in the last few years, you've probably found yourself wondering whether or not to opt for additional coverage while booking your flights, although most people decide against it. To make your choice easier next time, we check out everything you need to know about Ryanair travel insurance below.

Do I Really Need Travel Insurance?

That's the big question that most people find themselves asking when it comes to booking a flight, however one of the biggest problems is that very few people actually take into consideration the many factors that could cause them to miss their flight, become stranded abroad or simply be unable to travel. With Ryanair travel insurance, travellers can help to protect themselves against these possibilities for a relatively low cost.

In order to be eligible for Ryanair travel insurance, you'll need to be a resident of an eligible EU country, and you can't have been abroad for more than six months in the previous twelve.

If you're eligible, you'll be able to choose from three options when you book your flights, or by visiting the Ryanair travel insurance website.

Economy insurance covers you for a single trip and starts at just £5.40 covering you against cancellation and the loss of baggage and personal items, while Standard coverage protects you against cancellation, loss of baggage and personal items, travel delays, missed departures, delayed baggage, medical expenses, passport and travel document replacement, personal liability, legal expenses and more, starting at just £7.19 per trip.

If you're a regular traveller, you've also got the option of annual multi-trip coverage from £32.00 per year, which covers you for all the same events as the Standard coverage.

Is It Really Worth It?

Whether or not Ryanair travel insurance is worth it to you will very much depend on how frequently you travel and the purpose of your trips. If you travel regularly for business, then it's essential you cover yourself wherever possible against the loss of equipment or baggage, whereas those of you who might only take a handful of flights a year will need to decide if the risk of having your holiday ruined because of a loss passport or delayed luggage is really worth the few pounds it would cost to cover you.

Ultimately, the decision is yours but, as the saying goes, it's better to have something and not need it, than to need it and not have it! Happy flying!

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